قوانین شرط بندی در ایران | به‌روز ۱۴۰۴

Welcome to Conditional Online Backgammon Gameinetakhtenard.net. We are committed to maintaining the highest standards of financial security, regulatory compliance, and user integrity. This Anti‑Money Laundering (AML) and Know Your Customer (KYC) policy outlines how we verify user identities, monitor transactions, and prevent misuse of our platform for illicit financial activity.

🎯 Purpose & Objectives

The objectives of this AML & KYC policy are to:

• Prevent the use of onlinetakhtenard.net for money laundering, fraud, or financing illegal acts
• Ensure that all users are verified, legitimate, and held accountable
• Protect user funds, data, and system integrity from abuse or unauthorized access
• Adhere to global, regional, and local legal frameworks concerning financial crime

📚 Legal & Regulatory Foundations

Our policy aligns with recognized AML and financial regulations, including but not limited to:

• EU Directive 2015/849 — preventing misuse of the financial system
• EU Regulation 2015/847 — information requirements accompanying transfers of funds
• International sanctions, embargo regimes, and controls on dual-use goods
• Applicable national AML, gaming, and financial legislation in jurisdictions we serve

🔍 What Is Money Laundering?

Money laundering encompasses activities intended to disguise funds originating from illegal sources, including:

• Conversion or transfer of property derived from crime
• Concealing the source, control, or ownership of illicit funds
• Possessing or using assets with knowledge of their criminal origin
• Participating in or facilitating these acts

Such acts remain prosecutable even if the original unlawful act occurred in a different jurisdiction.

🧾 Customer Verification (KYC)

We use a tiered verification approach tailored by transaction size and risk profile:

✅ Step 1: Basic Verification (All Users)

• First name, last name, date of birth
• Country of residence
• Gender and full address

This information must be accurate before any funds withdrawal is permitted.

✅ Step 2: Enhanced Verification (Transactions Over $2,000)

• Valid government-issued ID (passport, national ID, or driver’s license)
• A handwritten note with a 6-digit random code next to the ID
• Selfie of the user holding that ID

If automated verification fails, you may be asked to submit proof of address (e.g., utility bill, official correspondence).

✅ Step 3: Source of Funds / Wealth Verification

For transactions above $5,000 or peer-to-peer transfers exceeding $3,000, users must supply documentation proving the legitimacy of their funds. Acceptable documents include:

• Income statements or salary slips
• Business ownership documents or corporate records
• Bank or investment account statements
• Inheritance, gift, or family support documentation

Until verification is complete, withdrawal or account activity may be restricted.

📍 Proof of Address

If address validation fails, a document issued within the past three months is required to confirm residency. Acceptable documents include:

• Utility bills (electricity, gas, water)
• Recent bank statements
• Official governmental correspondence with your address

🌐 Country Risk Classification

We apply a risk-based framework based on users’ country of residence:

📡 Transaction Monitoring & Internal Controls

All financial actions on onlinetakhtenard.net are continuously monitored using advanced systems and human review, with alerts for patterns such as:

• Large deposits followed by rapid withdrawal
• Frequent method switching
• New or suspicious device or location usage
• Discrepancies in account or identity data

🔁 Deposit / Withdrawal Matching

Withdrawals must use the same method or account used for deposit to reduce the risk of third-party laundering. Any deviation may require additional checks or be disallowed.

📊 Enterprise-Wide Risk Assessment (EWRA)

Each year, onlinetakhtenard.net conducts a comprehensive risk assessment across operations to detect vulnerabilities and refine AML controls. Components include:

• Analysis of each service’s financial risk exposure
• Behavioral and volume trend analysis
• Geographic and demographic risk mapping
• Third‑party and payment channel risk evaluation

🚨 Suspicious Activity Reporting (SAR)

When suspicious actions are flagged:

1. Internal compliance reviews the case
2. If warranted, senior escalation is triggered
3. Submission of a formal Suspicious Activity Report (SAR) to proper authorities

We may suspend accounts immediately to protect system integrity and preserve evidence.

📁 Record Retention Policy

• KYC Documents: Retained for at least 10 years after account closure
• Transaction Records: Kept for at least 10 years after the transaction date

All records are encrypted and access is limited to authorized compliance personnel only.

🔐 Data Privacy & Security

Your personal and financial data is handled with utmost confidentiality and security. We do not sell or share your information unless required by law. All data is encrypted, access‑controlled, and handled according to best practices.

🧠 Staff Training & Oversight

All personnel and service partners of Conditional Online Backgammon Game undergo ongoing AML/KYC training, which includes:

• Mandatory onboarding certification
• Annual refresher programs
• Regulatory updates & scenario training

📋 Policy Updates & Review

This AML & KYC policy is reviewed at least annually or whenever regulatory or operational changes occur. Significant updates are published on our site and communicated to users when required.

📬 Contact & Compliance Support

For enquiries, document submissions, or compliance concerns, please contact:

• Compliance Email: [email protected]
• Support Email: [email protected]

✅ Final Disclaimer

By accessing or using onlinetakhtenard.net, you agree to adhere to this AML & KYC policy. We reserve the right to:

• Modify or update this policy at any time
• Suspend or terminate accounts failing verification or compliance
• Report suspected illicit behavior to proper regulatory or law enforcement authorities

Last Updated: September 24, 2025